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Certificates of Deposit

With Share Certificates, you deposit a fixed amount of money at a fixed interest rate for a specified term.

Share Certificates have the following features:

  • Available in terms of, 6 months, 12 months, 24 months, 36 months, 48 months and 60 months.
  • No maintenance fees or monthly charges.
  • Minimum deposit of $I,000.
  • Automatically renewable at maturity at the new rate.


12 MONTH CD SPECIAL-EARN 2.50% APY* minimum deposit $1,000
18 MONTH CD SPEICAL-EARN 3.25% APY*  minimum deposit $1,000

APY=Annual Percentage Yield.  Rate effective 12/16/2022.  NEW MONEY ONLY.  Rates subject to change & offer may end at any time & without notice.  Penalty for early withdrawal.  Other restrictions may apply.

View Rates

Dividends are calculated daily; paid and compounded quarterly.
Dividends may be compounded, transferred to your share savings, checking or mailed to you by check.

There are substantial penalties for early withdrawals.