Skip to main content

Privacy Policy

FACTS: WHAT DOES CommonWealth Credit Union
DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
▪ Social Security Number and Income
▪ Account balances and transaction history
▪ Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How? All companies need to share member's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their member's personal information; the reasons CommonWealth Credit Union chooses to share; and whether you can
limit this sharing.

Reasons we can share your personal information Does CommonWealth
Credit Union share?		 Can You limit
this sharing?
For our everyday business purpose- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes- to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes- information about your transactions and experiences No We don't share
For our affiliates' everyday business purposes- information about your creditworthiness No We don't share
For our affiliates to market to you No We don't share
For nonaffiliates to market to you No We don't share

Questions? Call (815) 937-7447 or go to www.cwcu.com

Who we are
Who is providing this notice? CommonWealth Credit Union

What we do
How does CommonWealth Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.
These measures include computer safeguards and secured files and buildings.
How does CommonWealth Credit Union collect my personal information? We collect your personal information, for example, when you:
▪ open an account or apply for a loan
▪ deposit money or pay your bills
▪ use your credit card or debit card
Why can't I limit all sharing? Federal law gives you the right to limit only:
▪ sharing for affiliates' everyday business purposes- information about your creditworthiness
▪ affiliates from using your information to market to you
▪ sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates Companies related by common ownership or control. They can
be financial and nonfinancial companies.
▪ CommonWealth Credit Union has no affiliates
Nonaffiliates Companies not related by common ownership or control. They
can be financial and nonfinancial companies.
▪ CommonWealth Credit Union does not share with nonaffiliates so they can market to you
Joint marketing A formal agreement between nonaffiliated financial companies
that together market financial products or services to you.
▪ Our joint marketing partners